We Don’t Plan Because We’re Old. We Plan Because We Care.
Aging Parents, Estate Planning Jill Mastroianni Aging Parents, Estate Planning Jill Mastroianni

We Don’t Plan Because We’re Old. We Plan Because We Care.

Every week on The Death Readiness Podcast, I hear from listeners who are deep in the trenches, raising kids, helping parents, juggling jobs, and trying to hold all the loose threads of family life together.

Sometimes, they write in with questions for #TuesdayTriage episodes, such as:

“How do I start talking to my parents about their Will?”
“What happens if I’m named as executor and don’t want the job?”
“How can I protect my kids if something happens to me?”

And sometimes, their messages are more personal.

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Do You Really Need a Will? Here’s How to Tell.
Aging Parents, Estate Planning, Probate Jill Mastroianni Aging Parents, Estate Planning, Probate Jill Mastroianni

Do You Really Need a Will? Here’s How to Tell.

Most people assume a Will is the first step in estate planning.

But a Will doesn’t control everything you own; and in some cases, you might decide you don’t even need one.

When I practiced as an estate attorney, one of the questions I got more than any other was,

“Do I need a Will?”
And my answer was always the same:
“I don’t know — not yet.”

Because before you can decide whether you need a Will, you have to understand what a Will actually does.

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Why You Don’t Have to Take the Executor Job
Aging Parents, Estate Planning, Probate Jill Mastroianni Aging Parents, Estate Planning, Probate Jill Mastroianni

Why You Don’t Have to Take the Executor Job

When people find out they’ve been named Executor in a family member’s Will, the reaction is almost always the same: panic.

Not because they don’t care, but because they know the person who chose them never really got their affairs in order. The paperwork’s scattered, the passwords are missing, the beneficiary designations are outdated, and there’s no clear roadmap for what comes next.

But here’s the truth: you don’t have to take the job.

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What Really Happens to DIY Wills in Probate Court
Probate, Aging Parents, Estate Planning Jill Mastroianni Probate, Aging Parents, Estate Planning Jill Mastroianni

What Really Happens to DIY Wills in Probate Court

When most people say “I just want to avoid probate,” what they really mean is: I want things to be clear and simple. Today I sat down with Probate Court Judge Andra Hedrick from Davidson County, Tennessee, to demystify what probate actually is, why clarity matters, and how well‑intended “simple” Wills (handwritten notes, internet forms, AI drafts) can create complicated outcomes later on.

A Will isn’t a magic key the moment you sign it. It becomes legally effective only IF the court admits it to probate, confirming the basic requirements (like the right signatures, witnesses, and formalities) have been met.

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Why Banks Reject Powers of Attorney for Trust Accounts

Why Banks Reject Powers of Attorney for Trust Accounts

Have you ever been surprised when a bank accepts a power of attorney for one account but rejects it for another? That’s exactly what happened to Lindsey from Tennessee. She could use her dad’s power of attorney for his checking and savings accounts, but when she tried to use it to access his trust accounts, the bank said no — and didn’t explain why. 

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Why Naming the Caregiver Adult Child (instead of your Spouse with Dementia) as Beneficiary of your IRA Can Backfire

Why Naming the Caregiver Adult Child (instead of your Spouse with Dementia) as Beneficiary of your IRA Can Backfire

It’s a situation many families face: a healthy parent wants to make sure their spouse with dementia is cared for if the healthy parent dies first. The instinct might be to name the caregiving adult child as the beneficiary of the IRA — trusting them to use the funds for the parent who needs care. But what seems simple can actually put both the money and the spouse with dementia at risk.

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What You Need to Know About Medicaid and Protecting Your Mom’s House
Aging Parents, Caregiving, Estate Planning Jillian Mastroianni Aging Parents, Caregiving, Estate Planning Jillian Mastroianni

What You Need to Know About Medicaid and Protecting Your Mom’s House

I get asked this all the time: “Should we put mom’s house in a trust in case she needs nursing home care?”

In today’s Tuesday Triage episode, I answer that question through the story of a listener named Eileen. She’s 73, lives alone in upstate New York, and owns her home. Her son-in-law thinks she should put her house in a trust to “protect it from the government.” Eileen’s not so sure.

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Why You Need (or Don’t Need) a Trust
Probate, Aging Parents, Estate Planning Jillian Mastroianni Probate, Aging Parents, Estate Planning Jillian Mastroianni

Why You Need (or Don’t Need) a Trust

If you’ve ever been told, “You need a trust,” and didn’t quite know what that meant, you’re not alone.

It’s something people hear from well-meaning friends, financial advisors, or maybe even their parents. But rarely does anyone slow down and explain why you might need one or whether it makes sense for your situation.

That’s what this week’s Tuesday Triage episode is all about.

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Preparing for your Parent’s Cognitive Decline Before it’s too Late
Caregiving, Aging Parents, Estate Planning Jillian Mastroianni Caregiving, Aging Parents, Estate Planning Jillian Mastroianni

Preparing for your Parent’s Cognitive Decline Before it’s too Late

When a parent’s health starts to decline, the questions you never wanted to ask become urgent. Bills still need to be paid, decisions still need to be made. Are you legally allowed to step in?

This week on our first Tuesday Triage episode, I tackled a question from a listener named Molly. Her situation might sound familiar to you.

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How to Succeed in the Caregiving Role No One Trained You For
Caregiving, Aging Parents Jillian Mastroianni Caregiving, Aging Parents Jillian Mastroianni

How to Succeed in the Caregiving Role No One Trained You For

Caregiving isn’t side work - it’s a leadership position. Host Jill Mastroianni talks with Jennifer O’Brien, author of Care Boss and The Hospice Doctor’s Widow, about the emotional labor, strategic thinking, and societal blind spots surrounding caregiving. Drawing from her experience leading healthcare organizations as well as caring for her husband and parents, Jennifer challenges the notion of caregiving as “soft” work and offers real-world tools to do it well. We cover everything from palliative care to “go bags” to how not to offer help to a caregiver.

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It’s Going to Be Okay
Personal, Probate, Aging Parents, Estate Planning Jillian Mastroianni Personal, Probate, Aging Parents, Estate Planning Jillian Mastroianni

It’s Going to Be Okay

In this episode of The Death Readiness Podcast, I’m not speaking as an estate attorney or a podcast host. I’m showing up as a daughter, a sister, a mother. A woman in the thick of the sandwich generation—caring for a child, walking alongside a father, and quietly planning for the day I’ll be the one who has to tell Dan again: “It’s going to be okay.”

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Macaroni’s Story: Why We Hit Record—and Why You Should, Too
Personal, Legacy Preservation, Aging Parents Jillian Mastroianni Personal, Legacy Preservation, Aging Parents Jillian Mastroianni

Macaroni’s Story: Why We Hit Record—and Why You Should, Too

If you’ve been listening to The Death Readiness Podcast for a while, you know we often get into the legal mechanics of estate planning, end-of-life documents, and the practical steps that make life easier for the people we leave behind. But death readiness isn’t just about having the right paperwork. It’s about preparing your family for the day when you’re no longer here. It’s about preserving who you were—what you believed, what you lived through, what mattered to you.

And that kind of preparation doesn’t come in the form of a checklist. It comes in the form of stories. That’s why this episode - Macaroni’s Story: A Granddaughter Records Her Unknown Hero - is special. We’re sharing an excerpt from The Mastroianni Family Podcast—and giving you the tools to create a private family podcast of your own.

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How to have conversations about death, money and estate planning
Estate Planning, Aging Parents Nora Faherty Estate Planning, Aging Parents Nora Faherty

How to have conversations about death, money and estate planning

Talking about death, money, and planning ahead can be uncomfortable—especially with the people closest to us. But avoiding these conversations doesn’t make them go away; it just leaves our loved ones in the dark when they need clarity the most.

In Episode 4 of The Death Readiness Podcast, I spoke with Megan Malick, founder of A New Path, about why these topics are so difficult to discuss and how we can approach them in a way that is meaningful and productive. Megan brings a background in grief education, counseling, and after-loss support, helping people navigate both the emotional and logistical burdens of loss.

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